The Money Layer for Games.

Embedded, licensed financial infrastructure that powers the money lifecycle inside your game and turns it into a driver of engagement, revenue, and loyalty.

Power the full lifecycle of
money in games

From real-money rewards and player payouts to peer-to-peer economies, ZBD runs the money lifecycle natively inside your game

Money In:
1

Money In:

Players fund their experience through purchases, deposits, and top-ups, converting real currency into in-game value.

2

Money Through:

Value flows through every layer of the game in real time, from rewards paid out to players to transactions passed between them.

3

Money Out:

Players and creators cash out instantly, straight to their bank, digital wallet, or debit card, closing the loop and setting up the next Money In movement.

ZBD Embedded Rewards is the
layer that lifts retention and LTV

Feature image

Rewards for
everything, all users,
and in real value

Drive retention with native reward loops that go beyond in-game currency and gift cards.

The proof is in the numbers:
TapNation’s Idle Bank

+45% ARPDAU uplift
+142%D14 retention
+29%D1 retention

ZBD is a fintech built
for games

One platform for the full money lifecycle

Run the money lifecycle natively inside your game: players earn, hold, spend, and cash out without ever leaving it.

Turn your financial layer into a revenue engine

Transform legacy payment infrastructure from a cost center into a revenue driver: interchange, IAP lift, and recaptured grey market spend.

Programmable money for games

Set rules for how value moves natively. Trigger rewards as a game mechanic, own the loyalty loop and initiate on-demand payouts.

Built-in compliance

KYC and AML managed end to end. ZBD holds US Money Transmitter Licenses (NMLS 2188007), EU EMI and MiCAR licenses.

Testimonial background
Testimonial content background

The ZBD team have been great! The integration and technical support was top notch. As well as acting as a great sounding board for game design and UA questions.

Company logoJohn Hook, Co-Founder and CMO

Bring next-gen payments into your game

Get in Touch
PayTech Awards, brought to you by FinTech Futures

Best payments system for gaming 2026